BSA/AML Analyst

At Acorns, our mission is to look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. How do we accomplish our mission? Our values.

• Draft and file high-quality Suspicious Activity Reports (SARs) that provide clear, concise narratives for law enforcement and regulators.

• Perform end-to-end investigations into complex customer activity to identify potential suspicious activity, such as money laundering, identity theft, and fraud.

• Compare Know Your Customer (KYC) information to Sanctions and Politically Exposed Persons (PEP) lists to verify false and true positives.

• Analyze transaction patterns and customer profiles to determine if activity is consistent with a customer's known occupation or business purpose.

• Collaborate with the Product and Engineering teams to refine automated monitoring rules and reduce false positives while maintaining high detection standards.

• Stay ahead of emerging financial crime trends and regulatory changes to ensure Acorns' controls remain "game-changing" and effective.

• Assist with internal audits and external regulatory examinations.

• Competitive salary and stock options

• A comprehensive benefits package for you and your family

• Flexible work location, hours, and paid time off

• 401(k) matching

• Monthly Acorns account contribution & GoHenry account for your family

• Mindfulness and Financial Wellness resources, Headspace and Addition Wealth

• Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone's online training platform)

• Roots Leadership Program for Emerging Leaders

• Community week onsite gatherings and various virtual events

• Talented and motivated team members who care deeply about one another, our mission, and our customers.

• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

Acorns is a financial wellness app that helps everyday people and families save and invest money for the long term. Since 2014, Acorns has grown into a global company with multiple life-stage products serving the needs of kids, teens, adults, and parents. Named one of Time's "World's Best Brands of 2024," Acorns has helped over 14 million people save & invest over $25 billion dollars, much of it from spare change and small amounts.

Acorns participates in E-Verify to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit www.e-verify.gov.

• Proven experience in BSA/AML compliance, specifically within a fintech or high-volume financial services environment.
• Strong analytical skills with the ability to connect disparate data points to form a comprehensive view of customer behavior.
• Technical proficiency with AML monitoring software and case management systems.
• Excellent written communication skills, with a focus on precision and clarity in investigative reporting.
• Hunger to deliver game-changing products.
• Exceptional drive and precision in delivery.
• A belief that your work is tied to your life's mission.
• Optimistic about the potential of societal change.

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.