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Deputy Manager Gold Loan Audit

AU Small Finance Bank Ltd.

Hyderābād, Amrāvati, Bijapur, Kolkata, Bengaluru, Jaipur
Full-Time
3-6 Years experience

Description

Job Purpose Job code – Assistant Manager / Deputy Manager / Manager – Gold Audit Qualification: Graduation, PGT, MBA Relevant Experience: Minimum 3 Years in Gold loan auditing & minimum 5 years' experience in gold loan industry. Gold Assessment Certificate from Recognized Organization (MSME / Govt Institute) is a plus. Functional and Behavioral Competencies: Deep Knowledge of gold testing methods and equipment. Ability to identify quality & Purity of gold in any form by manual assessment Calculation of gold valuation pledged by customers. Keen eye of observation. Strong Team Management Skill Ready for travel for 15-18 days in months. Good experience of Excel to carry out analysis and prepare report Job Responsibilities: • Conduct regular audits of gold loan branches to ensure adherence to internal policies, procedures and regulatory requirements. • Responsible for physical verification of gold pledged for loans in the Branches as per checklist. • Identify potential risks, discrepancies and fraudulent activities in the gold loan operations. • Analyze gold loan processes and recommend enhancement for operational efficiency. • Perform Gold Loan audit of the Branches to identify areas of risk, monitor adherence to laws, regulations, policies, procedures and set standards and reinforce internal control measures. • Responsible for conducting Gold Loan audits in the Branches assigned to them • Conducting audit in the assigned branches in the allotted days.

Eligibility Criteria

  • Experience: 3+ years
  • Seniority: Mid Level
  • Education: Bachelor's degree required
  • Languages: English

About AU Small Finance Bank Ltd.

An Indian small‑finance bank serving under‑banked communities with retail and SME banking products.

Industry: Banking0Website