Research Analyst / Senior Research Analyst - Credit Valuations

About Crisil Limited

We are a leading, agile, and innovative global analytics company driven by our purpose to make markets function better. We are a bold organization powered by deep expertise, unparalleled analytics and relentless innovation. We collaborate seamlessly to deliver mission critical insights thereby instilling & amplifying client's success.

Life at Crisil

Be the impact

Drive growth with a strong sense of purpose.

Create lasting impact that affects individuals, businesses, and the society at large.

That's what 'Life@Crisil' is all about.

This is where you unlock the next chapter of your career - fueled by our caring culture which encourages you to learn and innovate, an environment that fosters positivity through our people-first approach and an attractive rewards & benefits program that puts your growth in the spotlight. An inspiring setting where you will find the brightest minds, inspiring you to unleash your potential.

Crisil is a place where your ideas and opinions are always welcome, and continuous learning is the norm. Because we know that's what it takes to solve the biggest real-world challenges and move the needle in the direction of unexplored future possibilities. All without compromising on our strong ethics.

So go ahead. Unlock the next chapter of your career.

Be the impact that transforms the world.

Job Description

Credit

We are seeking a highly skilled and experienced Credit Valuations Analyst to join our esteemed buy-side client's Valuations Team, specializing in credit valuations of private companies. As a member of the team, you will play a critical role in conducting comprehensive credit valuations, updating valuation models, and providing valuable insights to support informed investment decisions.

Key Responsibilities:

1. Conduct Credit Valuations: Perform thorough credit valuations of private credit investments, including analyzing financial statements, credit agreements, and market data to determine creditworthiness and potential risks.
2. Develop and Maintain Credit Valuation Models: Create, maintain, and refine credit valuation models tailored to specific asset classes, ensuring accuracy and relevance.
3. Collaborate with Investment Team: Work closely with the Investment Team to assess and mitigate credit risks associated with existing investments, providing expert analysis and recommendations.
4. Credit Risk Assessment: Perform thorough credit risk assessments on new investment opportunities, analyzing financial statements, credit reports, and market dynamics to inform investment decisions.
5. Modeling and Reporting: Work through complex models to estimate the value of credit investments, considering credit metrics, default probabilities, and recovery rates, and prepare detailed credit valuation reports and presentations for internal and external stakeholders.
6. Monitor Credit Portfolio Performance: Track key credit performance indicators, identify strategies for credit risk mitigation, and ensure compliance with industry standards, accounting regulations, and reporting requirements.

Requirements:

1. Master's Degree: Hold a Master's degree in Finance, Economics, Accounting, or a related field.
2. Minimum 3 Years of Experience: Have a minimum of 3 years of experience in credit valuations within the financial services industry.
3. Strong Technical Skills: Demonstrate strong proficiency in financial modeling, credit analysis, and data analysis, with expertise in assessing credit risk, financial statement analysis, and interpreting complex financial data.
4. CFA Designation: Hold a CFA designation or be actively pursuing the CFA program (preferred).
5. Advanced Proficiency in Financial Tools: Possess advanced proficiency in MS Excel, Bloomberg, and other relevant financial analysis tools, such as credit risk modeling software.
6. Excellent Communication Skills: Demonstrate strong written and verbal communication skills, with the ability to present complex credit information effectively and communicate very well with on-shore analysts.
7. Collaborative Mindset: Proven ability to work independently and collaboratively in a fast-paced, dynamic environment.

Preferred Qualifications:

1. Credit Risk Certification: Hold a credit risk certification, such as the Certified Credit Risk Manager (CCRM) or the Credit Risk Certification (CRC).
2. Experience with Credit Risk Models: Have experience with credit risk models, such as probability of default (PD) models, loss given default (LGD) models, and expected loss (EL) models.
3. Knowledge of Credit Markets: Have a strong understanding of credit markets, including high-yield bonds, leveraged loans, and private credit.

Open Positions

1

Mandatory Skills

credit analysis, valuations, private credit

Location

Pune, Maharashtra, India

Education Qualification

MBA/CA/CFA

Experience

3 to 5 years