Analyst - US Mortgage Underwriting-LMQ

This position is to be part of the team which provides Mortgage Underwriting Services to USA clients from Private Mortgage Lending industry. We provide virtual business process services to various types of overseas clients.

To Work on US Mortgage Underwriting Process of 12M/30 Year Loan Products. Experience in working on residential real estate assets. Examines and evaluates documents such as Credit & Background reports, Loan application forms, financial statements, entity documents and all processing documentation. Knowledge of all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title and escrow documentation. Understanding of property appraisal reports, insurance, title review, and multiple facets of a construction loan – from small renovations to ground-up construction. Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies. Verify market comparable for both rental values as well as property sale values. Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company and risk assessment tools used to decision loans. Demonstrated ability to assess risks with experience presenting recommendations to senior management for approval.