Treasury Analyst – US Mortgage Process-R Capital

We provide virtual business process services to various types of overseas clients and this position is to be part of the team which provides Mortgage Hard Money Loan Processing Services to USA client from Mortgage Finance industry which is a recognized leader in mortgage credit space, real estate lending, capital markets, and securitization.To Work on US Mortgage Hard Money Loan Origination, Loan Processing, Pre-Underwriting. Responsible for Mortgage Loan Process and help Underwriter in evaluating loans. Responsible to get all Documents from Potential Borrower or a Broker. Review and audit of documentation as per checklist and ensure completeness of loan file • KYC documents of the Borrower (Employee, Self Employed, Small Business, Corporation etc)• Property Appraisal, Risk Analysis and Valuation Ratios related to Property and Loan• Title of Property and Verification, Title Insurance Policy and related checks• Verification of Property Insurance Policy, Property Taxes and other Governmental clearances• Assessment of Credit Appraisal of the Borrower and getting third party reports• Income sources of Borrower and repayment capacity • Experience of the Borrower, Other properties of the borrower and verification• Income Appraisal of property and Cash flows from property, Interest Calculations and repayment schedules• Loan Amount, Eligibility, Release Schedules and Related repayment schedule. Effective communication by email, by phone, and obtains the proper documentation needed. Assist our Loan Officers with preparing term sheets by understanding loan programs. Entering/updating data in origination system and Preparing a Excel sheet that is used to ensure the loan fits the guidelines of loan buying partners.

A range of 1 – 3 years of experience in US Mortgage Origination Process. Should have in depth knowledge of various mortgage documents review. Credit analysis based on borrower's Income, Asset & Liability (3C of Underwriting) to determine the credit worthiness of a customer, Collateral Documents like Property Appraisal, Project Completion Report, Phase I, documents relating to Tax Certificates, Insurance. Bachelor's degree in Finance. MBA, CFA, or other post-graduate degree is a plus.