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IIDFC FIRST Bank

Credit Manager- Unsecured Loan (BL, PL & CD)

IDFC FIRST Bank

Kolhāpur, Mumbai
Full-Time
0-3 Years experience

Description

Job Details

  • Location: Kolhapur, Mumbai
  • Experience: 2 - 6 Years
  • Job Type: R
  • Openings: 10

Role Description

  • The candidate will be responsible for underwriting business loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
  • To conduct personal discussion with customers to establish Credit worthiness.
  • To ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
  • To prepare Credit Appraisal Memo (CAM).
  • To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
  • To ensure credit policy adherence to the accepted standards.
  • To control and contain front-end delinquencies by calling up customer on first presentation.

Skills

<ul> <li>Credit policy.</li> <li>Credit management.</li> <li>Sales.</li> <li>Business loan.</li> <li>Personal loan.</li> <li>Consumer durables.</li> <li>Credit underwriting.</li> </ul>

About IDFC FIRST Bank

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