Relationship Manager-Business Banking

Job Requirements

Job Description:

Position: Relationship Manager-Business Banking

Company Name: IDFC FIRST Bank

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Business Lending > Sales > Business Lending

Location: Mumbai, Maharashtra, India

IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager to join our Business Banking team. As a Relationship Manager, you will be responsible for managing and growing a portfolio of business clients, providing them with exceptional service and customized financial solutions.

Key Responsibilities:

• Develop and maintain strong relationships with business clients, understanding their financial needs and providing them with appropriate solutions

• Identify and acquire new business clients through various channels such as referrals, networking, and cold calling

• Conduct thorough financial analysis of potential clients to assess creditworthiness and risk

• Prepare and present credit proposals to the credit committee for approval

• Monitor and manage the performance of the assigned portfolio, ensuring timely and effective resolution of any issues or concerns

• Collaborate with internal teams such as product, operations, and credit to ensure seamless delivery of services to clients

• Stay updated on market trends and competition to identify new business opportunities and improve existing products and services

• Achieve individual and team targets for business growth and profitability

Qualifications:

• Bachelor's degree in Business, Finance, or related field

• Minimum of 3 years of experience in business banking or commercial lending

• Strong understanding of financial products and services, particularly in the SME segment

• Proven track record of acquiring and managing business clients

• Excellent communication, negotiation, and relationship management skills

• Ability to analyze financial statements and assess credit risk

• Proficient in MS Office and CRM software

• Knowledge of local market and competition is preferred

• Must be willing to travel for client meetings and business development activities

We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a driven and results-oriented individual with a passion for business banking, we want to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank.