Deputy Manager - Credit

About the Role : At Lendingkart we are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you. Key Responsibilities: Credit Risk Assessment: Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients Credit Evaluation: Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines. Understanding of Financial Statements: Calculate and understand financial ratios and evaluate financial position of the borrower Customer Interaction: Communicate with clients, to gather information and resolve queries related to credit assessments. Compliance and Regulation: Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis. Trend Analysis: Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk. TAT management: Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work. Key Requirements: Education: MBA(Finance) / CA / Inter CA Experience: 3-6 years of experience in the credit vertical of any of the bank / Financial Institution/NBFC, Digital lending background would be an added advantage. They must have approval authority for Unsecured Business loan Skills: Strong understanding of financial statements and credit reports. Proficiency in financials, risk analysis, and credit scoring systems. Familiarity with credit-related regulations, policies, and industry Standards. Excellent written and verbal communication skills. Strong analytical, problem-solving, and decision-making abilities. Ability to manage multiple tasks. Personal Attributes: Detail-oriented with strong organizational skills. Ability to work independently and in a team-oriented environment. Strong interpersonal skills and the ability to interact effectively with clients to understand the business model.

• Experience: 3+ years
• Seniority: Mid Level
• Education: Bachelor's degree required
• Languages: English