Transaction Management Specialist (Loan Lifecycle Management)

Company: Tata Consultancy Services (TCS)

Client: Leading Global Banking Client

Experience: 3+ Years

Education: Bachelor's Degree or equivalent

Employment Type: Full-time

About Tata Consultancy Services

Tata Consultancy Services (TCS) is a global leader in IT services, consulting, and business solutions. TCS partners with some of the world's largest organizations to deliver innovative technology and operational solutions.

We are currently hiring Transaction Management Specialists to support one of our global banking clients, focusing on managing loan transactions and supporting the lending lifecycle.

Role Overview

The Transaction Management Specialist will support multiple aspects of the loan lifecycle, including loan origination, transaction closing, servicing coordination, data management, and quality control.

The role involves working closely with various stakeholders such as credit risk, operations, legal teams, and business units to ensure smooth execution of loan transactions while maintaining compliance with internal policies and regulatory requirements.

Key Responsibilities

Loan Lifecycle Management

• Support loan origination and lifecycle management for complex syndicated and bilateral loans including:

  • Corporate lending
  • Commercial lending
  • Real estate financing
  • Structured lending
  • Trade finance

• Manage and maintain a deal closing pipeline of loan transactions.

Transaction Coordination

• Coordinate and execute loan closings and lifecycle events.
• Capture transaction data and maintain documentation.
• Facilitate client onboarding and transaction processing.
• Troubleshoot operational issues and resolve transaction roadblocks.

Process & Controls

• Assist in developing processes, procedures, controls, and operational standards.
• Ensure data quality, regulatory compliance, and adherence to internal policies.
• Perform quality control checks across loan transactions.

Collaboration & Stakeholder Management

• Partner with internal teams including:

  • Origination teams
  • Credit risk
  • Loan operations
  • Legal teams
  • Business stakeholders

• Provide training and operational support to transaction management teams.

Technology & Process Improvement

• Support the implementation and testing of loan management systems and technology platforms.
• Participate in system migrations, remediation projects, and process enhancements.
• Identify opportunities to improve operational efficiency and controls.

Risk & Compliance

• Assess risk in business decisions while maintaining compliance with:

  • Internal policies
  • Regulatory requirements
  • Corporate governance standards

• Escalate operational issues and ensure transparent reporting.

Required Qualifications

• Minimum 3+ years of experience in lending operations, loan servicing, or transaction management.
• Strong communication, organizational, and interpersonal skills.
• Ability to work under tight deadlines and manage multiple priorities.
• Strong analytical and quantitative skills.
• High proficiency in Microsoft Excel and Microsoft Office tools.
• Strong attention to detail and problem-solving abilities.
• Ability to collaborate with multiple stakeholders.

Preferred / Good to Have Skills

• Experience in wholesale lending operations within large financial institutions.
• Knowledge of syndicated and bilateral loan structures.
• Familiarity with loan documentation, deal structures, and fund flow processes.
• Experience with Loan IQ or similar transaction capture systems.
• Familiarity with Tableau or other data visualization tools.
• Experience working in global teams or cross-functional environments.
• Understanding of regulatory requirements and operational controls in lending.

Key Competencies

• Stakeholder Management
• Transaction Coordination
• Risk & Compliance Awareness
• Analytical Thinking
• Process Improvement
• Attention to Detail
• Time Management & Multitasking