Senior Risk Analyst

Olyv is India's fastest growing, fully-automated next-gen Fintech company aiming to address the credit requirements of innumerous self-employed micro entrepreneurs, micro-merchants and middle/lower-income salaried individuals. Our platform also offers digital gold savings, credit health products, among others. From SmartCoin to OLYV: Nurturing Aspirations, Powering Inclusion Our CultureDo you thrive on working on cutting-edge technology? Working with innovators in the early stages of ideas, products, or platforms? Do you want to transform an industry? Crave new challenges and solve hard customer problems using the latest in software technology?... As a developer/product manager at SmartCoin, you will use the latest technologies to create amazing, customer-focused products. Come help us re-imagine our solutions to provide world-class, best-of-breed solutions to delight our customers. Make a major impact on the FinTech industry. Role and Responsibilities:- Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicating analytical and credit ideas - Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior - Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight - Work with the technology and business teams to build out new credit acquisition and risk management capabilities and refine existing ones - Ideate and help launch next-generation lending products and structures that will drive the next round of innovation - Monitoring monthly transactions and providing a report on planning and risk management.

2 - 4 Years of experience in credit policy, underwriting strategies, and risk modeling Experience in credit risk for short-term unsecured loan products as personal loans and credit cards, in the Indian market Experience in developing lending, customer acquisitions and/or portfolio management strategies Proficiency in analytical skills with SQL, Excel and BI dashboards. Programming knowledge of Python, R is a bonus.