Loan Officer - Micro Finance - Patna - Parth Ashtha - J-Grades

• To ensure the achievement of disbursement targets with minimum delinquency

• Identifying  Joint liability Groups & disbursed loans, to suit the target customers and geographies.

• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets

• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

• Undertake regular field visits, Centre Meeting and loan applicants

• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

• Ensuring weekly / daily meetings & visit to centre

• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

EducationGraduate in any discipline